Price Gouging - Foremost Insurance

Replies to This Discussion

Permalink Reply by Jordan Doucet on February 28, 2012 at 4:13pm

I use "Boat Insurance Agency" out of Seattle. They've been great to work with http://www.boatinsurance.net/ 

Permalink Reply by Erik Faiola on February 28, 2012 at 4:20pm

I use USAA who in turn send you to Progressive, because they don't do boats. But mine was $245 for 1 year.  Which I couldn't believe.  That was with the required amounts to fish tournaments, which are higher than needed for normal use and with higher amounts for fishing gear, etc.  I have USAA for all of my auto's, house, etc. which is why I might have gotten a lower rate.  I have an 05 Ranger 175vs w/Optimax 115.  I think USAA is one of the best insurance companies out there.  Very reasonable for all items and they give a yearly dividend.  Not much but every bit helps!  Your boat is much newer and with a larger engine which is why you'll pay a little more but $1099 seems like a lot.

Permalink Reply by Jason Brown on February 28, 2012 at 5:05pm

http://www.westmarinsurance.com/

I have a 2008 Ranger Z20 with a 225 Etec and only pay $480 a year.

Permalink Reply by Chad Simon on February 28, 2012 at 6:18pm

2008 Nitro Z-7 w Trailer

$376 year through Progressive

This includes:

$2500 for fishing equipment

$100,000 accident

$100,000 uninsured boater

$30,000 total loss replacement

$500 towing up to 75 nautical miles

$2,000 personal effects

Roadside assistance

 

Permalink Reply by Gary Lucas on February 28, 2012 at 6:28pm

07 Z20 with Yammaha $409 for 2012

Jason Brown said:

http://www.westmarinsurance.com/

I have a 2008 Ranger Z20 with a 225 Etec and only pay $480 a year.

Permalink Reply by Curtis Blunck on February 28, 2012 at 6:41pm

Looks like they got you for the most hence the name of the company.  You need to drop them like a rock and go somewhere else.

Permalink Reply by Gary Lucas on February 28, 2012 at 7:24pm

I hope every one knows that you need to cary at least $300,000 of accidental. For most of the turnements now.

Permalink Reply by Steve Hastings on February 28, 2012 at 10:14pm

Safeco $438.00 year  for two boats.  03 Basscat Cougar, and 89 Tracker.  Very rapid claims response when I tore up a lower unit last year.

Permalink Reply by Todd Ryan on February 29, 2012 at 12:10pm

Thanks guys, appreciate all the info!

Permalink Reply by Chad Simon on February 29, 2012 at 6:04pm

Thanks for the heads up. I checked with Russ, and we do need $300,000 to fish the qualifiers.
 
Gary Lucas said:

I hope every one knows that you need to cary at least $300,000 of accidental. For most of the turnements now.

Permalink Reply by BARLOW on February 29, 2012 at 9:52pm

I have an 07 Ranger with 225 etech and pay around $20/month thru PEMCO and they are great!!!! I used them for a lower unit replacement/prop and they paid 6k without a hitch ask Russ how fast they paid him... same day as inspection!!!